At Tidal Financial Services Limited, we are committed to providing our clients with Life and Health insurance advice to meet their unique needs and which is based on a clear and concise strategy. We help our clients to understand their personal and business risk exposures and manage risk with personalised insurance, so they can live life on their terms.
Our company name, Tidal, comes from the ever changing cycle of life and business, which is fluid by nature. Having your personal and business insurance plans tuned in to these changes will keep you protected and on the right track to achieving your goals. Furthermore, a tide is ever predicable and can be relied upon into the future, much like the financial advice we provide.
Our company base is the coastal settlement of Waimārama in Hawkes Bay, New Zealand (pictured above). When we're not working, you will find us on the beach with family, in the surf or enjoying the regions towns, villages and natural spaces.
Time and again we have found that many professionals and business owners have some insurance, but don't really understand what it covers, or how they will implement it at claim time. Often this cover is outdated and no longer relevant to their situation.
Through careful planning and analysis of risk exposure, we aim to close the gaps in your protection, reduce risk and provide the reassurance of having a clear strategy in place.
We offer advice for both new and existing policies, so whatever your current insurance position, Tidal will provide you with detailed and impartial advice.
We only work with New Zealand's leading Life and Health Insurance companies.
Our objective is to provide you with comprehensive coverage that meets your unique needs and budget, and will perform as expected when you need it to most.
We provide wrap around care and support for all queries and claims, meaning you will never get stuck on an 0800 to nowhere again.
Through our carefully curated Tidal Partner Network, we are able to provide you with connections to trusted and experienced professionals across a wide range of professional services.
BSc(Hons), NZFSC Level 5 (Insurance)
FSP540106, Company Director
Financial Adviser, Husband, Father, Fire Fighter, Surfer.
Tidal was established by Andrew Davies, a Financial Adviser with 15 years experience in risk management across the New Zealand insurance industry and UK multi-disciplinary engineering consultancy firms.
Andrew is passionate about helping clients understand their financial risks and develop personalised insurance plans to ensure if life doesn't go to plan, they have the financial resilience and a clear strategy to deal with the situation.
Working with ambitious and aspirational professionals and business owners, Andrew provides a collaborative approach to Financial Advice, with the understanding that everyone has different goals, priorities and tolerance to risk. Detailed conversation allows for bespoke risk plans to be established, that are strategically focused on each individual business or personal requirements. No two risk plans are the same, nor should they be.
Outside of work, Andrew lives an active and busy life with his young family on his lifestyle property. He is a keen surfer, enjoys keeping fit, skiing, travel and being outdoors. He also supports his community as a Volunteer Fire Fighter at Waimārama Rural Fire Brigade.
T: 027 249 1212
23 Napier Road, Havelock North, Hawke's Bay, New Zealand
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | By Appointment | |
Sun | By Appointment |
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